How to get approved for business credit has almost nothing to do with the number most investors obsess over. In this replay from MAREI’s August meeting, funding expert Merrill Chandler shows real estate investors and business owners what banks actually approve on — and how to get bank-approval-ready before you ever apply.
Meet Merrill Chandler
By request, MAREI invited Merrill Chandler — co-founder of Lexington Law Firm, founder of CreditSense and GetFundable — to Kansas City for one night. In this session, Merrill reveals how real estate investors and business owners can access multiple six figures in unsecured business credit lines and loans at Prime +1% from top-tier institutional banks, without relying on tax returns, financial statements, or collateral. His framework aligns your personal and business borrower profiles, entity structure, and banking behaviors with the exact internal criteria banks use to approve — or deny — applications.
What you'll learn in this replay
- What “fundability” really means — and why it’s not credit repair
- How FICO® scoring actually works — the 40+ data points banks weigh
- How to optimize your personal and business credit profiles
- The investor mistakes that get you denied — and how to avoid them
- How to access unsecured business credit lines at Prime +1%
- Bank underwriting basics: what approves you vs. what flags you
- The Velocity of Money — putting the same capital to work again and again
- Real-world funding strategy for real estate and small business
Your next steps with Merrill
Merrill shares three ways to keep going after the replay:
- 📄 Get the free Funding Landmines report — the mistakes silently sabotaging your business credit → https://MAREI.org/Landmines
- 💬 Join his free Credit Q&A — every Tuesday, bring your funding questions → https://MAREI.org/CreditQA
- 🎟️ Go all in at the Saturday Get Fundable Intensive — the live, one-day class that gets you funded → https://MAREI.org/GetFundable (Limit to the first 50 people)