Groundfloor originates short term (6–18 months), high-interest (8–14%) real estate loans to small businesses, couples, and individuals. Those loans are helping improve residential neighborhoods all over the United States.
Next, we “fractionalize” those loans into $1 investments that anyone can invest in.
Here’s where you come in:
After your initial minimum deposit, you can invest as little as $1 per loan on our platform. When using an Auto Investor account, you are automatically invested in hundreds of loans over time, as evenly as possible.
While each individual loan carries variable risk, when you invest in this many loans with the Auto Investor account, that risk is greatly distributed. Historically, investing in many loans has produced reliable returns of 9–12%.
Here’s how you earn:
When the borrower finishes their project, they repay the loan and you keep ALL of the interest! Groundfloor makes its money with origination and servicing fees.
MAREI founder Kim Tucker has been investing with them in a very limited capacity since 2022 (see her review here). MAREI recommends completing your own due diligence before investing with anyone. They do offer a referral fee to you for signing up and investing with them. They also offer a referral to Kim when you do so. That referral varies. Here is Kim's referral link: Get Started with Groundfloor