ROAD to Housing Act 2026 infographic showing 350-home threshold, $1M penalty, and 180-day effective date for real estate investors

ROAD to Housing Act 2026: What Real Estate Investors With 350+ Single-Family Homes Must Know Now

The 21st Century ROAD to Housing Act passed the Senate 89–10 and the House 396–13. It’s moving toward the President’s desk — and if you own or control 350 or more single-family homes, it directly restricts what you can buy next.

The bill bans large institutional investors from purchasing additional single-family homes once they cross the 350-home threshold. It doesn’t force you to sell anything you already own. It doesn’t touch apartment buildings. But the definition of “investment control” is broad — catching GPs, managing members, investment advisors, and equity holders above 25% in any entity owning single-family homes.

The House removed the Senate’s controversial 7-year forced-sale rule for build-to-rent. Whether that survives Senate reconciliation is the biggest open question remaining.

Here’s what the bill actually says, who it affects, and what MAREI members should do right now.

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Ready to start flipping houess

You Want to Flip Houses? Do You Have What it Takes?

I want to address some of the areas you will want to start with before ever lifting a hammer or paintbrush. Some of the things that, if done correctly ahead of time, will make your project run infinitely smoother, save you time and money, and allow you to keep any hair you currently have.

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